So, it appears, like the NRA coverage, they stop paying for any services once a guilty conviction is arrived at. The Feb 24 2019 article states you went with CCW Safethis article says you've been with USCCA for quite some time? Here are some points to consider: I believe all readers would appreciate hearing the story or stories from people who have actually had to use the insurance and how it worked out. Then they end it with some pre-threat indicators since the best thing is avoidanceas well as some home staging. Im sure it will come in handy in the future! I received this as part of a promo. The snaps that are on the molle straps keep un snapping after putting it on my armored vest that I wear on the range when I am instructing Students. And stay in touch with newsletters of our best articles on techniques, guns, & gear. We'll send you the latest guides and training tips geared Click below for a FREE LESSON! Thank you Eric, I was surprised that you rarely carry a firearm so you must live in Kalifornia! Thought I would add to the discussion by including a link to a page that compares the top five companies. In addition the web site is user friendly and easy to navigate. I do have my wife added, I signed up after hearing about the company during our first visit to Pahrump, NV. They also have the best actually layman story on the subject that I've seen so far. Type your new password and hit button below to confirm it. 28 episodes / 2h52m Start Series Series Description "Drill of the Month" is your roadmap to consistent firearms training. FOIA (federal or state-style statues) are only applicable for actions filed against a government entity (not a private party) covered by the statute. Subscribe to Pew Pew Tactical's sales and deals email. Prepare to adjust their filters. But thanks for the rec! Scary there is no disclaimer in here on whether the author is getting compensated in anyway by USCCA. If we were both up in NY visiting family, would we be covered at home in NY? This way, you can get a visual demonstration of how to use it. Sure, but does your umbrella cover up front costs of retaining a lawyer? This is United Specialties saying they do not do this and it is the USCCA's responsibility. What is the US Concealed Carry Association (USCCA)? So the size the concept with some replacements and some of what I thought were going to be the nicest things are just not useful. I just finished the E-Learning program and it was magnificent. I still got Platinum level insurance based on Murphy's Law (the worst will happen). There should be scissors, a better fire tool. Done with Protector Academy? I only gave four stars because the penlight does not work right. But firstmore courses! can you get gun insurance for just at home protection as i don't carry but have at home. Great kit. Welcome USCCA Members You should have received a coupon code from USCCA. Lastly, theres the LaserTRAIN course which uses a SIRT laser pistol. That goes double with insurance. So, if you go to a jury trial, expect to pay for it yourself, whatever. Armed Citizens (LDN) for the best value and educational materials: Im turning the bah into a nice size gunshot trauma kit to go in my range bag just in case since it came with the tourniquet and bandage anyway. (b) With the insureds conviction of any criminal charge(s) Why not take a good look at the Armed Citizens Legal Defense Network. Why are the comments gray text on light gray background? As a matter of fact they even state they will cover an appeal. In the article you explain that Plus the break-downs at the end are super helpful. My hope is I will never have to use/test it. Think of the Zimmerman acquittal at $1.7 million. Two different people writing the articles. I dont mind since safety is super important and should keep getting refreshed. Conversation. The price of the membership is a $39 per month fee and you can add your spouse for an additional $19 per month. Conversation. USCCA's Emergency Preparedness Fundamentals Training will help responsible Americans uncover the four core pillars of survival, build a 72-hour survival kit for any disaster, gain secret insights on sheltering in place and understand the fundamentals of home defense with a firearm. Retired PD. They were the best then and still are today. I just bought the Elite package from USCCA. I carry often, and the need for just in case insurance is something that will give me piece of mind. Of all the areas in the country, Communist NY is one of the states that you would need this type of insurance the most. Section 1 Coverages, Over all a decent product for a one time use. Before going into setting up your own med kits of different sizes. Even if you are not a member, this kit provides a good list of items (at minimum) to keep in your or travel packs at all times. All them up and compare rates. To be fair, I got this as a free gift for signing up for the insurance, so for me it didnt cost anything. It's my first time on this site and I've spent an hour enjoying the great articles. Mathematically speaking, it is a money machine. I appreciate the attitude of restraint and advice on avoidance of situations that would put you in a position to find it necessary to use deadly force. *after this limit, their board reviews case and allows more if there is reasonable self-defense I'm like you Eric, we get bombarded with emails daily from USSCA and I keep reading them. Anonymous Coverage for my wife, being in home. Here is the problem.. What happens when the DA offers that famous Deal.. NRA carry guard, from what I have read, is no longer available. Great article, very informative to help make a decision who to choose. I'd like a definitive answer to this as well; I used to have a USCCA policy that was ended at the end of June (I got a lot of notifications about the DFS decision), but it looks like it's available again to join from my account. Whenever I call they are very friendly, knowledgeable and have all my answers. Great Kit I keep mine in the car good piece of mind. Next up is the Childrens Firearm Safety & Fundamentals series which is great for parents of young ones like myself. Would I sell CCW insurance? What does it cover? 2) because of so many weak/cheap items its NOT worth the price Their customers. The ones about ARs, precision rifles, and Tactical shotguns, I usually delete them! The whistle is nice though. Attorney fees, paid immedially was contacted several times for any acute needs. I'll take the world-class, no strings attached defense provided by CCW Safe any day, even if their perk roster pales in comparison to USCCA's; I can get my education elsewhere. A whisker biscuit thankyou. Then ends with some firearms knowledge. USCCA Membership Cost Below is a breakdown of the USCCA Membership cost and discount for each level and what is included with your membership. Loved the MOLLE attachment as well; it acts as a great addition to my range/hike bag. USCCA is no longer available in Washington State. Is this amount realistically good with the current mainstream & social media? gear. USCCA insurance is head and shoulders above the others including NRA insurance. Luke, that is incorrect. Free Shipping & Free USCCA Keychain On All Orders! Yes, the critics will tell you that they constantly bombard you with emails and that is true. They are the best! I am leaning to Carry Guard right now, but I was waiting to see USCCA insurance backer. CS reps said they did not know but sure that someone at USCCA does as this is how the monthly/annual rate is set. These guys have too many restrictions. And like youI wanted to make sure I had the best. I don't know for sure, but with all the legal issues that would be involved with that, I would bet NO. I was getting multiple emails for day. In your criticism of TLS you linked to a story on TheTrace. I can't envision Tim offering his membership anything but the best he can. Get education, training, and self-defense liability insurance. Its entertaining and gets you thinking of what would I do?. Another issue with USCCA is if I'm convicted or plea bargain, they won't pay my defense? WellI guess theres my seal of approval (since 2017)! (verified owner) December 29, 2020. have to furnish these bonds." Far as insurance, an article by an attorney says, if there is any question at all, they will not defend you. I hope I never have to use USCCAs legal services. I decided to go to the max since I reside in CA and own 2 small businesses. But for those who are looking for that AND educationits a question of how much you want to learn. (verified owner) March 31, 2022. I've been a USCCA member for a number of years enjoying the knowledge of the Delta Defense Team standing ready to assist you should the worst situation happen - you shoot someone. And you shouldwith both my course AND USCCAs course! Thanks. Gun out pointed at a criminal is not the time to make that decision. USCCA President Your purchase is backed by the USCCA 365-day, 100% money-back, bulletproof guarantee. Next I have the grim workshops boot knife and sheath I compared the cheapest plans from six companies and like these two best: The state of NY has shut down the NRA program, at least in their state, and the underwriters and agents who were selling it have agreed to pay millions in penalties for violating various insurance laws and selling dubious policies. Yes if you join youll get a lot of email but an unsubscribe can fix that. And easy-to-remember acronyms like ABC (airway, breathing, circulation). In both cases i did not draw my weapon until they had pointed their weapons at me i never fired a shot. I am looking for a replacement for myself til I get moved out of Washington State in a couple of years. Check out details here. I signed up immediately and am very happy I did. I was under the impression that my spouse ( domestic partner) would need a separate full member ship. If I didn't have to worry about getting busted and losing my license for selling it, I would open the insurance company myself. I put it in with my trauma kits. Thanks for the knowledgeable and not condescending opinions. I purchased the Handgun Course and it was well worth the money, very grateful for that. I think the answer there is clearly yes.. There are currently three tiers of USCCA membership: They differ in the amount of education and training content youre able to access on the USCCA website. Your the best, Eric. How do you always know what I want to know LOL. I just open the web site and they started. You can find that hidden gem on Page 11, Section I (as in "eye') Sub Section 1. On the surface it seems like another rehash but there were some good tidbits. Different author; ERIC HUNG, here, PAUL YEN, CCW safe. I was swayed toward the USCCA when I was shopping because of him. Some of them are free and some are repeated ads to purchase more products - if they fit your needs and your budget you will not be disappointed. However, guiding others who trust our judgment in such an important matter as which CCW insurance to get is a huge responsibility (at least to me), so omitting the one detail in the discourse that could make all the difference is a significant fail in my book. Since 2004, the goal of the U.S. Therefore, they pay for anything they didn't say clearly. Ive received varied answers to coverage questions and they really danced around with answers to others. I noticed that the comparison article covers CONS for other carriers but not USCCA, whose coverage has one major, deal-breaking CON for me: they reserve the right to go after the insured to recover defense expenses if the insured is found guilty in a court of law. Plans either Exclude C&E completely (meaning you pay all C&E out-of-pocket as you go along), or they may Include C&E in with attorney fees UP TO your max limit (which means you have less money for attorney fees), or they may Cover C&E apart from attorney fees which is the best of both worlds. Your sources need to be vetted a little better. I actually got a plastic paper sleeve that you put in a binder folded it up and put it in my kit for that purpose. I've read the policy and it does not say there is no coverage if you are found or plead guilty. Call the Award-Winning Customer Engagement Team at 1-800-674-9779, available 24/7. Prepared Americans should have one in their home, car, work, or anywhere else they or their loved ones plan to go. I know I can't be the only one. But no, it's by me who did some research before settling with USCCA. (Annual discount of $69) The prosecutor's budget is UNLIMITED. It's about questionable insurance products bordering on fraud. Thanks. I will be joining USCCA on my next payday. I did buy there Concealed Carry magazine, It comes 4 times a year and it is a glossy quality magazine. I tend to read a lot, remember some and expect not demand that it fits together when I made a decision. Same thing with a pen, it lasted two weeks the replacement was sent it lasted about three weeks or so. I love this site and it's been my trusted go-to for advice on all kinds of gun-related subjects. Some of the biggest differences were that they have no cap on civil and defense funds, and they will cover you if you have to take a plea. So for any one who lives in NYS, you no longer have ANY coverage !!! It was an old plan that is no longer available. (No, I do not work for USCCA and no I do not get a commission. I worked in LE for 27 years and carried off duty. Read on to learn more about why I chose USCCAs membership for both its learning library and added personal insurance benefits* all members get. -- No limit - criminal / No limit - civil for CCW Safe, and US Law Shield, Hi Eric, Seems that I remember that they press their members into service on building membership, may be that customer service is the same thing and not enough training and experience? Every single month, our expert trainers will provide you with drills to incorporate into your own training routines at the range. With the starting Gold tieryou get access to Level 1. so DO read the Terms & Conditions before signing. But like any insurance you only need it when you need it, Just signed up for the USCCA through the link - hope the noob offer is still valid, too pricey and limited coverage, Texas/US Law Shield better in my opinion. (verified owner) December 16, 2020. Anything that is ambiguous in an insurance policy is construed against the company. It means what he said, you are capped at $25,000 which is 10% of the 250,000 and the + means you are on the hook / responsible for the additional 10% of what ever that + is. Throwing a compass and a rescue mirror in the kit I think is a necessary as most outdoorsy hikers climbers etc. Im not a registered insurance dude so I cant list them here. PS I did hear the Law Schield people speak in about 2015 and they were nice folks, they made their coverage sound interesting. I could buy what I want with the money saved. The bag that I gave as a present, was one of the biggest success for the whole group. USCCA has a $250,000 payout limit. Claim your FREE Survival Kit bonus ($155 value) + Pelican Vault when you activate your U.S. USCCA @USCCA. As for its included tools as far as I could tell they seem upper mid-range, No obvious junk included, mostly all metal components and has all the basics covered. You should write an article on that comparison as well. Just curious. I think it's the best deal out there, also. VCDL = feet on the ground, active grass roots. I checked with State Farm Home Owners and the umbrella policy only covers if the shooting was an accident the discussion. USCCA will prepare and assist you in that regard. I soaked up as much information as I could online, at competitions, and from tinkering in my workshop. Great kit. Though at that point it might be the least of your worries! These add-ons include Multi-State Protection, Gunowner Identity Theft Coverage, and much more. Keep up the great work. -- $50,000 - criminal / $250,000 - civil for both NRA Carry Guard, and USCCA, I would suggest that you move to a constitutional carry state, or at least a state where it is easy and inexpensive to get a concealed handgun license. USCCA Platinum Membership Cost First let's talk about what the Platinum Membership will cost. I may earn a small part of the sale from links to any products or services on this site. I see the NRA Carry Guard has a known national insurance carrier providing the coverage. I was confused about the insurance when i looked into it but you cleared up a lot of information for me. 1) plenty of room for more gear Others pay only the premium to the bond (Court may require collateral to cover remainder), generally, 10%, up to: Uscca? Thank you. ALSO LOVED THE COMPARISONS OF INSURANCES. TLS was the subject of a class action filed by Texas CHL holders. Learn all the important stuff about handgunswith none of the attitude. Is USCCA an insurance policy? I know that you can incur resistance in that regard from police departments but that usually stems from past experience with you and means that they may be petitioning the judge for a different action, It is a judge that will restrict or delay the return of your firearm in such cases that you were not convicted of whatever the offence was that the firearm was taken. (Poway Weapons & Gear). And now I hope to answer some of yours! I have a $1 million personal liability with my homeowner's insurance policy, and think I will simply stick with that. For $155 I would have expected some real quality stuff that would withstand some hard use. You can upgrade/downgrade as you wish and theres a 365 day money-back guarantee. The characterization of the coverage under the NRA Carry Guard is really not accurate. This was such a good what. What do you get with the beginning Gold tier? US Lawshield didn't send me anything in the mail. Hey Jim, not a lawyer, but looks like it. Have you asked the company for a copy of the actual policy? This is troubling. (All representatives employed by Delta Defense, LLC) Theres stuff on assessment (scene safety, life threats, distracting injuries, etc). What do you do if youre a resident of New York? I have enjoyed all your articles. Qualification Level 01 2 Courses + Range Requirement Unlock with gold membership Qualification Level 02 2 Courses + Range Requirement Anonymous Somehow my first payment got messed up and could never get it fixed, Your word weak does come to mind, I never could make a break through so I just stopped working on it and realized that USCCA was where I needed to stay. Yes a life was lost, and three were saved. Sleep better at night knowing you have access to up to $2,250,000 in protection for use of ALL legal weapons. I think that it was great information. It just says that is where the obligation to pay for or reimburse defense costs ends. Hi Richard, I don't have that info but you can probably call them up to ask. TexAgs another good thread with information. Which you choose could make a HUGE difference in your immediate out-of-pocket expenses. Eric, I am also a USCCA member and did the same comparison you did with NRA and three others. That has its ups and downs, but more later as I dig. We'll only use the information provided according to our privacy policy. I currently have the NRA Carry Guard (it renews this month) and I looked over the USCCA policy and information about it and found it had many things I liked that are not in the NRA policy. It appears she may have purchased the firearm and membership, then baited her husband into a confrontation, counting on USCCA to pay her legal fees. The coverages were close but he was a hard worker, smart, started the USCCA with basically nothing but an idea and made it what it is. What do you recommend for residents in these states to protect themselves against the legal and civil liability expenses? A few months later I got to thinking about how they screwed me out of the EPL membership, I got mad all over again, I checked my e-mail to see if I got a response from them. If they refuse to pay your claim and they are 1,500 miles away with no regulator in your area that you can call on for help, what are you going to do? Eric, great job as always! I feel better. I would get an umbrella liability policy over and above my auto and homeowners from a reliable company that I know will pay their claims for about the same money. (Annual discount of $49) Platinum Membership Cost is $39 monthly or $399 annually. My only wish was it would have the tourniquet like my first one did. Worth mentioning--- I just bought the Elite coverage at USCCA. Had I known what was included I would have passed. so this is how they handle there own screw ups. Thank you so much for this article. The U.S. The Silver plan is no longer advertised, but is available if you ask for it when signing up by the phone. To add a spouse onto silver is not possible, Gold is $7mo or $77/year, Platinum is $9/mo or $97/year, and Elite is $13/mo or $147/year. I missed an edit when they changed their plans. I actually replaced some items with some off-the-wall practical items that we used in the military. Who is paying for them? This kit is awesome! Firearms have now been a part of my life for over sixty five (65) years. The 'complete coverage form' appears dated at the end of June which would suggest it was modified to correct those issues as it spells out clearly that payment is not made for claims found to arise out of a criminal act on the part of the insured. - Only this company and US Law Shield offer No Limit on both criminal and civil defense. I don't know; I think I may have gotten the wrong insurance for this year. Its ok but I didnt watch too many of them. Great article. It is a good rule that you are far better off buying insurance from large, well-known companies that are registered with the insurance department to do business in your state. Turns out they cant start new policies if you live in New York. Last up for Level 1 is the Range Requirements that you can fill in yourself. USCCA Membership and Financial Protection Welcome Kit - YouTube Grady unboxes his welcome kit from the USCCA while hanging out on his back porch. Can you help? The exclusions describe what they will NOT pay. Donald R I have held my Sacramento county California CCW for over 20 years and luckily have only had to draw my weapon twice both times showing the attackers i was armed put an end to the situation. (verified owner) December 27, 2020, Donn I'm a retired/disabled businessman having had virtually the same experiences. We use USCCA for CCW coverage and NRA for Instructor coverage. I was taught to and I practice safety at all times around firearms. I was working on an EPL membership, paying my quarterly $25 payments every three months. That is, you could get a lot more insurance coverage for the same money. I like the fact I can cancell, ifI really need $. It would foolish to assume that if you are found guilty that the NRA is going to pay out the other 80% just because they think you're an "ok guy". I highly recommend a membership in the USCCA and obtain their insurance. Any thoughts? Explore USCCA Membership today and remember, membership is risk-free with the USCCA 100% money-back Bulletproof Guarantee. I have live in VA and I use USlawshield/ Texaslawshield. There are fundamental problems with the idea of offering CCW insurance in the first place. Or call: 877-672-2000. Probably the single best bargain in support of the 2nd Amendment. In the insurance package; where if you PLEAD GUILTY OR FOUND GUILTY, you can be forced to repay everything back to the USCCA!! I would never change to Carry Guard or any other program. USCCA Membership Tiers Plus youre able to play at up to 2x rates if youre like me and have gotten used to it on YouTube and podcasts. I agree that some good scissors and some good tweezers would be potentially irreplaceable tools. I don't think sothis is more for defensive gun use. I signed up with USCCA in 2014. Early in the USCCA policy there is reference to terms on the Declaration page (for example, the Each Claim Retention Amount) that are not fully explained or defined in the body of the USCCA policy. I also like how in the course they really hammer in the firearm safety rules. Assuming you did everything correctly, you will be prosecuted and they will do anything possible to destroy you. Get proficient on YOUR time. No limit on lawyer retainer and all funds are up front and don't need to be reimbursed. Also remember that insurance policies are a "contract of adhesion". I have been carrying here in Illinois pretty much since the law was passed here and have been thinking about getting coverage. It's impossible. The USCCA Self-Defense SHIELD is the only firearms and self-defense liability benefit that is backed and underwritten by an insurance company that is based in the United States of America. Hey Sandra, I tend to write how I speak. I wont give you any more spoilersbut its good content and makes the Platinum level worth it for me if they keep producing Proving Grounds. Hi Fredd, thanks so much for sharing your story! Elite: Was $47/month or $497/year now $49/month or $499/year. Who is being covered by the insurance, the firearm owner or USCCA? The courses here prompted me to buy a lot of things for a large first aid kit for my business. Your mileage may vary. Grim workshops fire tender (I really like grim workshops I know) Paperwork, fees, training, and an in person interview at the sheriff's office with a retired deputy. 1 Like Roger34 July 1, 2020, 5:46pm #17 I had the NRA Carry Guard insurance, however after the recent fleeing of certain companies from the NRA (including the underwriters for the Carry Guard insurance, Chubb) I am now a member of USCCA and couldnt be happier, especially with the main points you highlighted in the article. Today, our community isn't only concealed carry permit holders. Nowwhat about the next membership tier up? And I'm still paying every month for my coverage just like anyone else. Notify me of follow-up comments by email. But given the situation this year, why is there no FAQ on their site that's like 'Yes, the policy is now NY-compliant'? Someone stated that specific umbrellas might cover accidents. Sounds like this was written by some top salesperson for the company. You could source the individual components off of Amazon for less than $30. The language that is being referred to is between our Insurance Company and the USCCA. I am sending you an email now to take care of that for you! I have been a Life Member of the NRA for over 20 years. USCCA vs NRA Cary Guard Comparison chart especially helpful. In other words, if you don't go through to trial and prevail, none of your costs are covered. Texas Lawyer They're a pre-paid legal service (no legal fees out of your pocket and then wait for reimbursement). That's why the agents of the NRA program wound up agreeing to pay millions in fines. Wish USCCA offered an education-only plan but, in the absence of that, all the educational content in the world means nothing if one should ever be in a situation where a jury needs to decide our fate over an action that took seconds to contemplate and carry out. You have to repay everything. United States Concealed Carry Association - USCCA. Finally. The unfortunate thing is at the end of the post appears to be your disclaimer 100% risk-free with the Bulletproof money-back guarantee! Besides the beautiful color glossy magazine you get the digital version of all past issues free. I keep asking different instructors and others from USCCA but noone seems to be able to tell me for sure that the NYS DFS situations was rectified, and if so, how? USCCA has extensive and really great videos and articles free to members and an award winning magazine that is included in your membership. I will also put it in my console. What's next? Hi Radarphos, My understanding is that crisis counselor who takes your "emergency call" assists in finding a pro "second amendment" attorney who well understands the issues surrounding the use of deadly force and the use of firearms or any other weapon in self defense.. It might be better to sell this as a pre-paid legal product, which would not necessarily run into the same legal ramifications. You will receive your New Member Welcome packet in the mail within 15 business days after signing up, which will include your Member card with the 24/7/365 Attorney-Answered Emergency Hotline number on the back. There's tons of emails but I still at least open them to see what's going on.